Lets face it – it is too damn expensive. A $300 a month personal plan will land your co-pays of somewhere around $25-$30 for just a regular office visit (which is typically the least expensive) and ER visits can be $300 per, with the same plan.
Supply and demand – basic economics can save us here. Our hospitals are flooded with people with a simple cold or flu. Even worse, filled with thousands – if not more people who want a “quick fix” to their problems. Well that is not what an Emergency Room is for. A sprained ankle, a cold, a bad headache — They can all wait… They are not emergencies.
Looking into the economics of the situation, it is easy to recognize it is a simple case of supply and demand. There are somewhere under 1 million doctors spread across the US and over 300 million citizens. There is clearly a potential for demand of medical treatment based on those numbers alone.
States like Massachusetts have started campaigns to provide health care to everyone and at a “fair price”. This fair price is based on income. Not to sound heartless but, if one person is receiving free medical insurance that is equivalent to a plan that far succeeds a $300 a month plan, wouldn’t the expense of the $300 plan normally be say, $150 a month instead? Medical equipment, hospitals, doctors, and nurses are still needed for both people in this case. So who is covering the cost of the free care? In short – not the wealthy.
All these systems are doing is bringing the lower classes closer to the middle classes and at the cost of the middle or working classes expense. Look at it this way – if the cost of free health care is taken out of taxes, the poor have tax breaks for being poor and the wealthy have tax breaks because “it is not fair” for them to pick up the expense, then who loses? The middle class.
The truth is the system could work, it could — Just not with the tax system that is in place. Corporate greed has destroyed the economy. It’s quite simple, a flat tax system. The more you make the more you pay (think of how simple paying taxes would be too!). Taxes aside, isn’t that what America is supposed to be in the first place? Equal. Equal rights, equal opportunities, which should mean equal struggle. Where is the equality in a system where those who have prospered from lower to middle class income are “punished” for being in that bracket? Work, work, work to pay a higher tax rate? All that does is keep the middle class just that — the middle class. If you save ALL your money and have no expenses (which is literally impossible) then you can invest. Then maybe you can make it to the next social bracket.
Decisions for items such as universal health care just keep the rich rich, the poor poor, and wealthy wealthy. There is no opinion here, it is fact. We either need to change the tax system or none of us will prosper into what we want, what most of our families came here for — We all want our American Dream and we ALL deserve it.
